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Showing posts from January, 2010

Budget for the month! EEK!!!!

Well one of my goals for 2010 was to become more financially responsible...so last night I crunched some numbers and came up with a budget for the month of January! It is scary how close we are to using up all of our income without any savings, but that is why I really want to get our debt paid down if at all possible. Bill does not want to give up eating out at all...so I am budgeting $100 for eating out for the month. This will be a HUGE improvement on last years eating out. We spent on average $250 a month last year on eating out! EEEKKKK!!!!! At the end of the month then I will see what we have left over and that will be applied to the next month's debt...hopefully we can get a snowball payoff system rolling soon!

So our budget:

Rent---$720
Water and Sewage---$65
Insurance---$45
Student Loan 1---$43
Electric--$ 105
Credit Card 1---$165
Gas---$150
Directv--$150
Credit Card 2---$60
Phone/Internet/Cell phones---$140
Student Loan 2--$122
Ambulance---$100
Medical---$50
Eating out---$100
All other…
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This week will be kind of weird with Bill's work schedule, doctors appointments and Jacob's surgery on Wednesday (which I am very anxious about!!)...but here is the tentative plan....

MONDAY:: Grilled cheese and soup (it is so cold and snowy here!)

TUESDAY:: Spaghettios and leftovers

WEDNESDAY:: Jacob's surgery is at some point today so will be whatever we can find.

THURSDAY:: Fish, rice, broccoli, salad

FRIDAY:: lasagna and salad

SATURDAY:: hot dogs and green beans

SUNDAY:: Grilled chicken and Pad Thai

Thanks to the Orgjunkie for hosting this wonderful feature! http://orgjunkie.com/2010/01/menu-plan-monday-january-4th.html